🏦 Best Banks in Switzerland 2025

Complete comparison of neobanks and digital banks available in Switzerland.

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⭐ Our top pick

Neon

100% Swiss neobank
★★★★★

Neon is the Swiss neobank par excellence. Free CHF account, Mastercard, integrated TWINT, and real exchange rate. Designed in Switzerland, for Swiss residents.

0 CHF
/month
✓ + 20 CHF bonus
Pros
✓ Free for life
✓ TWINT integrated
✓ Real exchange rate
✓ 100% Swiss (FINMA)
✓ Intuitive app
✓ Sub-accounts
Cons
✗ No dedicated EUR account
✗ No loans
Open an account Neon →
🔥 Popular

Yuh

Bank & investment
★★★★☆

Yuh combines free banking and ETF/stock investing. Created by PostFinance and Swissquote — the best of both worlds.

0 CHF
/month
✓ Free Swisscoins
Pros
✓ Free
✓ Integrated investing
✓ ETFs & stocks
✓ Swisscoins cashback
✓ PostFinance + Swissquote
Cons
✗ No free SEPA transfers
✗ Less intuitive interface
Open an account Yuh →
🌍 International

Revolut

Financial super-app
★★★★☆

Revolut is the global financial super-app. Multi-currency, crypto, insurance, stocks — all in one. Perfect for travelers and expats in Switzerland.

0 CHF
/month (standard)
✓ 3 months Premium free
Pros
✓ 150+ currencies
✓ Integrated crypto
✓ Travel insurance
✓ Stocks & ETFs
✓ Budget & analytics
Cons
✗ Limited customer support
✗ Not domiciled in Switzerland
✗ Weekend exchange limits
Open an account Revolut →
💸 Cheapest

Wise

International transfers
★★★★☆

Wise (ex-TransferWise) is the leader in international transfers at the real exchange rate. Multi-currency account with CHF, EUR, GBP IBANs.

0 CHF
opening
✓ 1st transfer free
Pros
✓ Real exchange rate
✓ Multi-currency IBANs
✓ Debit card included
✓ Simple app
✓ Transparent fees
Cons
✗ No loans or savings
✗ Transfer fees (low but exist)
Open an account Wise →
🇨🇭 Bank Cler

Zak

Swiss digital bank
★★★★☆

Zak is Bank Cler's banking app — a real Swiss bank behind it. 100% free account, Maestro and Mastercard, integrated savings with "pots".

0 CHF
/month
✓ 50 CHF bonus
Pros
✓ Real Swiss bank
✓ Savings pots
✓ Free Mastercard
✓ TWINT available
✓ Swiss banking security
Cons
✗ Less innovative
✗ No multi-currency account
Open an account Zak →
Comparison

Bank comparison table

Bank Monthly fees Free card TWINT Multi-currency Investment 100% 🇨🇭 Bonus
Neon 0 CHF ✓ ✓ ✗ ✗ ✓ 20 CHF
Yuh 0 CHF ✓ ✓ ✗ ✓ ✓ Swisscoins
Revolut 0 CHF ✓ ✗ ✓ ✓ ✗ 3 mois Premium
Wise 0 CHF ✓ ✗ ✓ ✗ ✗ 1er transfert
Zak 0 CHF ✓ ✓ ✗ ✗ ✓ 50 CHF
FAQ

Frequently asked questions about banks in Switzerland

What is the best free bank in Switzerland? +
Can I have multiple bank accounts in Switzerland? +
Are neobanks safe in Switzerland? +
How do I open a Neon account in Switzerland? +

Ready to switch banks?

Neon is free, open in 15 minutes, and gives you a CHF 20 welcome bonus.

🏦 Open a Neon account for free →

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