🏦 Best Banks in Switzerland 2025

Complete comparison of neobanks and digital banks available in Switzerland.

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⭐ Our top pick

Neon

100% Swiss neobank
★★★★★

Neon is the Swiss neobank par excellence. Free CHF account, Mastercard, integrated TWINT, and real exchange rate. Designed in Switzerland, for Swiss residents.

0 CHF
/month
✓ + 20 CHF bonus
Pros
Free for life
TWINT integrated
Real exchange rate
100% Swiss (FINMA)
Intuitive app
Sub-accounts
Cons
No dedicated EUR account
No loans
Open an account Neon →
🔥 Popular

Yuh

Bank & investment
★★★★☆

Yuh combines free banking and ETF/stock investing. Created by PostFinance and Swissquote — the best of both worlds.

0 CHF
/month
✓ Free Swisscoins
Pros
Free
Integrated investing
ETFs & stocks
Swisscoins cashback
PostFinance + Swissquote
Cons
No free SEPA transfers
Less intuitive interface
Open an account Yuh →
🌍 International

Revolut

Financial super-app
★★★★☆

Revolut is the global financial super-app. Multi-currency, crypto, insurance, stocks — all in one. Perfect for travelers and expats in Switzerland.

0 CHF
/month (standard)
✓ 3 months Premium free
Pros
150+ currencies
Integrated crypto
Travel insurance
Stocks & ETFs
Budget & analytics
Cons
Limited customer support
Not domiciled in Switzerland
Weekend exchange limits
Open an account Revolut →
💸 Cheapest

Wise

International transfers
★★★★☆

Wise (ex-TransferWise) is the leader in international transfers at the real exchange rate. Multi-currency account with CHF, EUR, GBP IBANs.

0 CHF
opening
✓ 1st transfer free
Pros
Real exchange rate
Multi-currency IBANs
Debit card included
Simple app
Transparent fees
Cons
No loans or savings
Transfer fees (low but exist)
Open an account Wise →
🇨🇭 Bank Cler

Zak

Swiss digital bank
★★★★☆

Zak is Bank Cler's banking app — a real Swiss bank behind it. 100% free account, Maestro and Mastercard, integrated savings with "pots".

0 CHF
/month
✓ 50 CHF bonus
Pros
Real Swiss bank
Savings pots
Free Mastercard
TWINT available
Swiss banking security
Cons
Less innovative
No multi-currency account
Open an account Zak →
Comparison

Bank comparison table

Bank Monthly fees Free card TWINT Multi-currency Investment 100% 🇨🇭 Bonus
Neon 0 CHF 20 CHF
Yuh 0 CHF Swisscoins
Revolut 0 CHF 3 mois Premium
Wise 0 CHF 1er transfert
Zak 0 CHF 50 CHF
FAQ

Frequently asked questions about banks in Switzerland

What is the best free bank in Switzerland? +
Can I have multiple bank accounts in Switzerland? +
Are neobanks safe in Switzerland? +
How do I open a Neon account in Switzerland? +

Ready to switch banks?

Neon is free, open in 15 minutes, and gives you a CHF 20 welcome bonus.

🏦 Open a Neon account for free →

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